Exterior of office building

Automotive Insurance for Specialist Dealerships

The Arthur J. Gallagher Automotive Team delivers cover which encompasses the full spectrum of automotive businesses including both multi-national and non-franchised dealerships.

Automotive Dealership Insurance

We are automotive insurance specialists, and for over 50 years we have focused on arranging individual insurance cover which reflects the needs of your business.

Our nationwide team of automotive brokers, working alongside a wide range of specialist underwriters, place over £33 million of premiums annually. The Arthur J. Gallagher Automotive Insurance team only place automotive cover, so they are well versed in identifying the risks that your dealership faces both on premises and on the road. They will work with you to create a tailored policy that’s right for your business.

We are a family-run firm with a strong service ethic, able to use local knowledge while tapping into global resources. We are one of the largest brokers in the world, our size and insurance footprint means we can deliver policies that are exclusive to us. We understand automotive risk, and underwriters trust us and want to work with us. We create inclusive policies, factoring in areas of risk that another automotive insurance company may not.

Whether you need storm cover to protect your premises or business interruption cover while you get back on your feet, our specialist automotive insurance brokers can deliver.

We design bespoke insurance cover to incorporate your individual needs, including (but not limited to):
  • Motor Trade Combined cover – this cover protects you against the traditional perils dealerships face, including theft, flood, fire, storm, business interruption, employer liability, public liability (including sales & servicing indemnity, merchantable quality disputes, etc.) and road risks.
  • Risk Management – Our consultants can assist with meeting HSE requirements and other legislation.
  • Cyber Liability & Crime – As technology evolves, this cover will become more and more vital. From customer records to connected cars with internet access, data is an increasing risk for dealerships.
  • Gallagher Business Assist – Our claims consultants will work with you following a major property damage loss, minimising the stress at an often taxing time.
  • OHES – Receive environmental impact protection, helping you to navigate any environmental challenges your business may face.
  • Crisis Resilience – Our programme offers 24/7 support to assist you in a crisis including emergency funds, business recovery advice and trauma counselling.

For more information contact the Automotive Insurance Team on 0800 612 2284 or email motortrade_enquiries@ajg.com.