Financial and Professional - Errors & Omissions

The North American environment presents a number of different risks and hazards from a liability perspective, with some distinct requirements for insurance coverage.

There is also a well-developed local insurance market, with variations in policy language and structure compared to its UK and international equivalents. Professional indemnity insurance – which is more commonly refered to as 'professional liability' or 'E&O' – therefore requires both the broker and the insurers to be specialist day-to-day practitioners in the territory.

The Gallagher London US professional liability team is dedicated to placing US business and works with specialist insurers in the London, Bermuda and US markets. We provide solutions on both a primary and excess basis for a wide range of businesses. Our clients include lawyers, accountants, insurance brokers, architects and engineers, management consultants, and technology and media companies.

We are also established market practitioners in the rapidly developing arena of 'cyber liability', which goes beyond traditional E&O policies to provide coverage for business interruption and rectification costs and expenses as well as third party liabilities. Breach of privacy exposures are of increasing concern to businesses, and our clients include hospitality, healthcare, online retailing, technology design, consulting and security companies.