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Articles

  • 6 February 2017

    The new era of cyber risk for manufacturers

    Connectivity offers tremendous potential for manufacturers. With it however, come new threats. Manufacturing companies have always been the leaders in adopting new technologies. They have embraced the connected world, which has brought great efficiencies and advances, but also significant and largely uninsured exposures.

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    Cyber insurance for manufacturers
  • 24 November 2016

    Financial Institutions Risk Bulletin - November 2016

    Welcome to the latest instalment of the Arthur J. Gallagher Financial Institutions Risk Bulletin.

    Here we review trends in the UK affecting the use of D&O policies, and explore how mass account hacking is spreading to the west. In addition, we highlight some major recent appointments in the Financial Institutions insurance market.

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    Financial Institutions Risk Bulletin - November 2016
  • 22 November 2016

    Cyber Business Interruption Podcast

    In this latest podcast Sarah Hewitt, Director in insurance brokers Arthur J. Gallagher’s Major Risks Practice and Karen Strong, UK and Ireland Info Tech Manager for Chubb Insurance, discuss the impacts on an organisation, considerations and costs of cyber business interruption.

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  • 9 November 2016

    Cyber Risk and Data Control in Recruitment: How can Cyber Insurance help?

    Traditional insurance policies will respond to the physical loss or damage you might suffer while the business interruption element will compensate you for the lost profits as a result or provide a lump sum which will allow you to continue trading from alternative premises. However the key word here is “physical” – there has to be a loss of tangible assets. Your systems, electronic data and software programmes are non-physical and therefore not covered by these policies.

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    Cyber
  • 2 November 2016

    Recruitment and the Data Protection Act

    The Data Protection Act 1998 (DPA) sets out how personal data must be handled and has eight key principles – click here to read the full list of principles

    It is the Data Controller who is responsible for ensuring that these principles are complied with. The Data Controller is defined as, “a person or organisation that makes decisions in regard to personal data, including decisions regarding the purposes for which and the manner in which personal data may be processed.” As a business using client data, this refers to you. Please note that even if the data of your customers is being handled by a third party, you remain responsible for it and a breach of any of these principles can result in a fine of up to £500,000, even though the fault may have been caused by your IT provider or another organisation providing outsourced services.

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    Cyber security
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