Two businessmen talking


Gallagher has two underwriting offerings: delegated underwriting authority (MGU) and transactional underwriting (MGA) in both commercial and household classes.


Pen Underwriting

Pen Underwriting was created in 2014 when some of the most respected specialist underwriters in the UK were brought together. More than the sum of its parts, it is now a single, cohesive business that offers underwriting with a difference.

We are structured to support our trading partners. Those that handle high volume business can do so through our e-traded and delegated solutions.  Our Commercial division supports brokers who work with well-run businesses who want to manage risk effectively. Others rely on us to source specialty products for hard to find placements.

 Our focus has been on creating a different and better way to do business and we are determined to keep evolving. Though investment in governance, innovative technology and rigorous data-analysis, we’re structured to meet changing needs.


Risk Management Partners is a dedicated public sector insurance MGA.