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Retail Insurance

Every shop or business owner has their own challenges to face in retail but Retailers and Shopkeepers Insurance needn’t be one of them.

City high street

At Gallagher, we provide sector-specific products and services for retailers at a competitively priced premium and with the right level of cover.

We offer access to Retailers and Shopkeepers Insurance packages which are tailored to the needs of retailers with single or multiple premises. This covers a wide range of risks, from seasonal increases to loss of licence, business interruption and help with legal expenses.

Our team will work with you to assess your needs, discuss where your business could be exposed or where cover is unnecessary, and advise on what you need so that you can get on with running your business. 

Areas of expertise include:
  • Building and Contents cover
  • Public, Product and Employers’ liability cover
  • Business Interruption, Employee Theft and Loss of License protection
  • Bad-Debt cover, Money cover and Inflation protection
  • Treatment cover (salons)
  • Business Travel and Goods-in-Transit
  • ‘All-risks’ insurance on specified items away from your premises

For further information about our areas of expertise, please click on the links in the key products and services section below.



Retail has many moving parts that span people, product and places across every aspect of supply and fulfilment – at home and abroad.

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Jingle Fails


What happens when your till bells stop ringing? 

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