Medical Malpractice Insurance
Close-up of the Walbrook building

Medical Malpractice Insurance

Medical negligence, neglect, misdiagnosis or a lack of duty of care can all lead to significant claims for compensation. Medical professionals face such a variety and complexity of risks every day, it’s essential to be well-protected.

A doctor writing medical notes

We can offer bespoke yet cost-effective medical malpractice insurance for a range of professions. You’ll have the benefit of one of the broadest wordings on the market (which means wider and more flexible cover) and the reassurance of specialist medical underwriters behind your cover.

Our medical liability insurance can protect both you and your business (including worldwide, if that’s what you need), and meets NHS contractual requirements. We also provide specialist advice on risk management, helping you to prevent claims before they can arise.

One of the leading medical malpractice brokers

We’re one of the leading brokers in the specialist field of medical liability insurance, with one of the strongest portfolios in the London market. We have well-established relationships with numerous leading Lloyd’s syndicates specialising in the medical sector, and can provide bespoke insurance for virtually every medical profession.

Your medical malpractice insurance

Your medical malpractice cover could include professional indemnity insurance; material damage; legal expenses (with CQC and CCG extensions); loss of revenue; employers', product, cyber and public liability insurance; employment practice liability for directors and officers; and locum insurance.

Our medical malpractice clients

We can arrange medical malpractice insurance for a wide range of private and NHS services, such as hospitals (including obstetrics), medical universities, 111, services including out-of-hours, urgent care and walk-in clinics, specialist treatment units including fertility clinics, medical personnel agencies, dentists, prisons, and mental health units (including secure).

We will consider all medical practitioners, including GPs and other doctors, nurses and nurse practitioners, consultants and allied health practitioners – providing the relevant registration is in place and up to date.

Medical malpractice insurance – highlights

  • Meets NHS schedule 9 and 10 medical liability insurance obligations
  • Covers bodily and personal injury, and property damage
  • Covers damages and defence costs
  • Covers the period when claims are made, rather than when incidents happened
  • Cover spans the UK and ROI (worldwide available as an add-on)
  • Up to £1 million in legal costs protection
  • Covers defamation (including libel and slander) plus inquests
  • Retroactive dates and run-off cover available
  • Premium financing available and monthly payments to spread the cost*
  • Insurers are all specialist malpractice underwriters, including Lloyd’s and company markets.

*Provided by Premium Credit Limited subject to credit check. Please see our terms and conditions.

All of our medical negligence insurance claims are handled by our own in-house team, and you’ll have a named claims handler. They'll help to present and progress your claim, working with you to try and achieve the settlement you deserve. Policy limits and exclusions may apply, please see policy wording for full terms and conditions.