Retail Shop Insurance
Whether you have one shop or many, we can arrange a wide-ranging package of retail insurance for you. We can bring all your cover into a single policy, tailored to your own needs – and with a monthly payment plan, too.
We understand the many risks faced by retailers. We know that shops vary enormously: you may have a single small shop, or multiple large shops; perhaps you're an independent, or part of a group. We can help you find the shop insurance package that's right for you.
Your retail insurance could include a wide range of cover, from seasonal increases to business interruption insurance and legal expenses cover, including cover for your back office. And if you need extra protection, our experience and relationships with insurers mean we can usually secure any extra cover beyond what’s normally provided.
Simple, smooth and fast
Besides providing helpful guidance, we can usually arrange a retail insurance quote and your cover in as little as 20 minutes. It’s straightforward to switch from your existing insurer, and we could set up a monthly payment plan to spread the cost of your cover.
We’ll search our insurer panel for you
We’ve negotiated products and prices with a panel of some of the UK’s leading insurers, from which we can select a package of retail business insurance which suits your needs.
Standard shop insurance
Your shop cover could include stock insurance; building and contents insurance; public, product and employers' liability cover; business interruption insurance; employee theft cover; loss-of-licence insurance; money cover; inflation protection; goods-in-transit cover; and all-risks insurance on specified items away from your shop’s premises.
Retail shop insurance – highlights
- Fast and easy – you could be covered within 20 minutes
- Organise all the cover you need under one policy
- Competitive prices thanks to deals with some leading insurers
- Our insurance package includes a wide range of tailorable cover
- Monthly payment plans are available*
- Additional cover available if you have extra requirements
- Suitable for independents and groups, and single or multiple shops
- Start-up shops and sole traders are eligible
- Flexible renewal dates available.
*Provided by Premium Credit Limited and is subject to credit check & terms and conditions.
Policy limits and exclusions may apply, please contact us for full terms and conditions.
Optional covers available
We can add additional covers to your commercial shop insurance, such as legal protection insurance, terrorism insurance, flood insurance, fire insurance and Gallagher Business Assist.